Terms & Conditions

Effective Date: January 15, 2025

Welcome to AssetGrowth. These Terms and Conditions ("Terms") govern your access to and use of the website assetgrowth.site (the "Site") and all related services provided by AssetGrowth ("we," "us," or "our"). By accessing or using our Site, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing, browsing, or using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms constitute a legally binding agreement between you and AssetGrowth.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after changes are posted constitutes acceptance of the modified Terms.

2. Eligibility

You must be at least 18 years old to use this Site. By using the Site, you represent and warrant that:

• You are at least 18 years of age
• You have the legal capacity to enter into binding contracts
• You will comply with these Terms and all applicable laws and regulations
• All information you provide is accurate, current, and complete

3. Description of Services

AssetGrowth provides educational content and resources related to:

• Asset growth strategies and investment principles
• Financial planning and wealth building information
• Educational white papers and articles
• General guidance on responsible investing
• Newsletter subscriptions with market insights

Our services are purely educational and informational in nature. We do not provide personalized investment advice, financial planning services, or broker-dealer services through this Site.

4. Important Disclaimers

4.2 Investment Risks

All investments involve risk, including possible loss of principal. Past performance does not guarantee future results. You should:

• Consult with qualified financial, legal, and tax professionals before making investment decisions
• Carefully consider your financial situation, investment objectives, and risk tolerance
• Understand that market conditions change and strategies that worked previously may not be effective in the future
• Never invest money you cannot afford to lose

4.3 No Guarantees

We make no guarantees, representations, or warranties regarding:

• Investment returns or performance
• The accuracy, completeness, or timeliness of information
• The suitability of any strategies for your situation
• Results you may achieve by following our educational content

5. Intellectual Property Rights

5.1 Ownership

All content on this Site, including text, graphics, logos, images, videos, white papers, articles, and software, is the property of AssetGrowth or its licensors and is protected by copyright, trademark, and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to:

• Access and use the Site for personal, non-commercial purposes
• Download and print materials for personal use only
• Share our content with proper attribution via designated sharing functions

5.3 Restrictions

You may not:

• Reproduce, distribute, modify, or create derivative works from our content
• Use our content for commercial purposes without written permission
• Remove copyright or proprietary notices
• Use automated systems to access or scrape content from the Site
• Frame or mirror any portion of the Site
• Reverse engineer any aspect of the Site

6. User Conduct

When using our Site, you agree not to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights of others
• Transmit harmful code, viruses, or malicious software
• Attempt to gain unauthorized access to our systems
• Interfere with the operation or security of the Site
• Impersonate any person or entity
• Collect information about other users without consent
• Use the Site for unlawful, fraudulent, or malicious purposes
• Submit false, misleading, or defamatory content
• Harass, threaten, or harm others

7. User Submissions

When you submit content through our contact forms, comments, or other communications:

• You grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display your submission
• You represent that you own or have rights to the content submitted
• You waive any moral rights in the content
• We are not obligated to use or respond to your submissions
• We reserve the right to remove any submission at our discretion

8. Third-Party Links and Resources

Our Site may contain links to third-party websites, resources, or services. These links are provided for convenience only. We:

• Do not endorse or assume responsibility for third-party content
• Are not liable for any damages arising from your use of third-party sites
• Encourage you to review the terms and privacy policies of any third-party sites you visit

9. Registration and Account Security

If you create an account or register for services:

• You must provide accurate and complete information
• You are responsible for maintaining the confidentiality of your account credentials
• You must notify us immediately of any unauthorized use
• You are responsible for all activities under your account
• We reserve the right to suspend or terminate accounts that violate these Terms

10. Disclaimers and Limitation of Liability

10.1 Site Availability

The Site is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Non-infringement or compatibility
• Accuracy, reliability, or completeness of content
• Uninterrupted or error-free operation

10.2 Limitation of Liability

To the maximum extent permitted by law, AssetGrowth and its officers, directors, employees, and agents shall not be liable for:

• Any indirect, incidental, consequential, special, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Investment losses or financial damages
• Damages arising from use or inability to use the Site
• Damages resulting from reliance on information provided

Our total liability for any claims arising from your use of the Site shall not exceed €100 or the amount you paid us in the past 12 months, whichever is greater.

11. Indemnification

You agree to indemnify, defend, and hold harmless AssetGrowth and its affiliates, officers, directors, employees, agents, and licensors from any claims, liabilities, damages, losses, costs, or expenses (including legal fees) arising from:

• Your use of the Site or services
• Your violation of these Terms
• Your violation of any rights of third parties
• Your violation of applicable laws or regulations
• Any content you submit or transmit through the Site

12. Termination

We reserve the right to:

• Suspend or terminate your access to the Site immediately, without notice, for any reason
• Remove or disable any content at our discretion
• Take legal action if you violate these Terms

Upon termination, your right to use the Site ceases immediately. Sections that by their nature should survive termination will remain in effect.

13. Registration Information

AssetGrowth is registered in France under registration number 21723410. We operate as an educational content provider and do not require specific financial services licensing for the educational services we provide through this Site.

14. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of France, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of France.

If you are accessing the Site from outside France, you are responsible for compliance with local laws.

15. Dispute Resolution

In the event of any dispute, controversy, or claim arising from these Terms:

• The parties agree to first attempt resolution through good faith negotiation
• If negotiation fails, disputes may be submitted to mediation before pursuing litigation
• Each party shall bear its own costs unless otherwise awarded by a court

16. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

17. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on the Site, constitute the entire agreement between you and AssetGrowth regarding use of the Site and supersede all prior agreements and understandings.

18. Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative.

19. Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms at any time without notice to you.

20. Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, or government actions.

21. Contact Information

22. Acknowledgment

By using this Site, you acknowledge that:

• You have read and understood these Terms
• You agree to be bound by these Terms
• You understand the disclaimers regarding investment risks
• You will seek professional advice before making financial decisions
• You accept full responsibility for your investment decisions

Last Updated: January 15, 2025